The price of silver has risen significantly in recent months. Experts are talking about a structural upward trend. The gold-silver ratio, which has been above 100:1 at times, shows that silver is significantly undervalued compared to gold.
If this ratio moves back toward its historical average of around 60:1, there is considerable upside potential, especially for early investors.
Market deficit: Demand exceeds supply
According to the Silver Institute, the global silver market is in its fourth consecutive year of supply deficit – and the trend is rising. Reasons include:
- Growing industrial demand (solar energy, electromobility, electronics).
- Its role in the energy transition, especially for photovoltaic systems.
- A decline in global silver production because many mines have become unprofitable in recent years.
The result: Physical silver stocks are declining – a clear sign of increasing scarcity.
Silver as a tangible asset in uncertain times
Silver is not only an industrial metal, but also a proven store of value in times of crisis.
Especially in times of inflation, currency uncertainty, or geopolitical instability, many people seek refuge in real assets. Unlike gold, silver is also accessible to smaller budgets – ideal for beginners and families.
Invest from $50 – saving silver made easy
A major advantage of Elementum is that you can invest in physical silver starting at just €50. This is made possible by a well-designed system that invests regularly in real silver bars – without any stock market trading, speculation, or hidden fees.
This form of precious metal saving is ideal for anyone who wants to build up long-term wealth – step by step, with small amounts and a big impact over time.
Elementum Multi-Generation Family Treasure
Wealth that connects – across generations
Elementum’s Multi-Generation Family Treasure creates a shared treasure trove of values for families, relatives, and close friends. Everyone invests individually in physical gold and silver – but everyone benefits from the advantages of the community.
This allows you to build up assets that offer security and stability without dependence on banks or currencies – a foundation that will last for generations.
The most important advantages of the Multi-Generation Family Treasure:
- Collective advantage: All deposits are added together invisibly in the background. This allows you to achieve better purchasing conditions more quickly, which apply permanently to everyone – regardless of the individual investment amount.
- Once achieved, secured forever: Discount levels achieved remain in place – even if individual family members only invest small amounts or withdraw assets later on.
- Individual & independent: Everyone gets their own storage place in the Swiss duty-free warehouse. No one has access to other people’s holdings, and everyone retains full flexibility.
- Independent and flexible: Each storage place remains independent – for maximum freedom when it comes to gifts, inheritances, or unforeseen financial needs. Available at any time, legally separate.
- Family as you understand it: Whether parents, grandparents, children, siblings, or close friends – you decide who is part of your family treasure.
KinderSchatz – the perfect addition
Elementum offers KinderSchatz as a loving addition: A modern savings account in precious metals. Parents open it in their child’s name and build up real assets from the age of one.
- Substance instead of interest: Instead of sums of money that are devalued by inflation, your child owns physical gold and silver.
- Parents control, children take over: Parents retain control until their child reaches the age of majority, after which the child manages the treasure independently.
- Flexible and secure: Can be adjusted at any time, fully insured, independent of banks.
- A gift with symbolic value: Birth, baptism, or starting school – the KinderSchatz grows with your child and accompanies them into adulthood.
A treasure that connects – today and tomorrow.
The multi-generational FamilienSchatz secures assets across generations – the KinderSchatz gives even the youngest a valuable start in life.
Together, they create a system that anchors financial strength, freedom, and responsibility in the family.
Elementum Family Treasure: Because values connect.
Stay flexible – sell silver back at any time
Another advantage of buying silver through Elementum: You remain liquid at all times. If you want to sell part of your invested silver, you can do so easily, quickly, and without any hassle. If you wish, the proceeds can be transferred directly to your bank account.
Unlike traditional precious metal purchases, where you store physical bars or coins at home and have to search for a reputable buyer when you need to sell, Elementum eliminates all this hassle. No price negotiations, no risk from uncertain transfers, no loss of time.
Your investment is available 24 hours a day, 7 days a week, 365 days a year. By appointment, you can also pick up your silver in person, have it delivered, or dispose of it flexibly – whatever suits your needs.
Trust that grows – for generations
Elementum is a second-generation, owner-managed family business. Personal responsibility, long-term thinking, and value-oriented corporate governance are at the heart of what we do – in line with the values of our customers, who appreciate security, transparency, and consistency. When you invest in Elementum, you are not placing your trust in an anonymous system, but in real people with responsibility and experience.
Conclusion: Silver is back – and now more accessible than ever
The combination of rising demand, weaker supply, inflation-proof tangible assets, and the possibility of starting with small amounts makes silver one of the most interesting investment opportunities of our time.
Tip: By investing a small amount in silver on a regular basis, you can gradually build up a solid fortune through Elementum – securely stored and duty-free in Switzerland. The KinderSchatz offers a particularly meaningful introduction to the world of saving for children – with real value for life.
And if necessary, you remain flexible: With Elementum, you can sell part of your silver at any time and have the proceeds transferred directly to your own bank account – quickly, easily, and without the hassle of physical resale. This allows you to remain liquid at all times without sacrificing the security of real assets.
Your investment is available around the clock – 24 hours a day, 7 days a week, 365 days a year. If you wish, you can also pick up your silver in person, have it delivered, or dispose of it flexibly – whatever suits your needs.
A secure feeling: Your assets are stored in a private high-security vault with the highest security rating in Europe – outside the EU banking system and protected even in times of crisis.
With Elementum, you are not investing in an anonymous system, but in a value-based concept with substance – and people who think for themselves.
How can you buy precious metals cheaply and store them safely?
Elementum Deutschland GmbH, based in Sindelfingen (Germany), specializes in trading physical precious metals. Customers who purchase precious metals from Elementum Deutschland (or one of the other national Elementum companies in five European countries) can store them in the renowned high-security vaulting facilities in the St. Gotthard Massif in Switzerland at Elementum International AG.
Of course, you also have the option of purchasing gold and silver directly and having it delivered to your desired address. However, storing silver in the so-called open duty-free warehouse (“offenes Zollfreilager”) at St. Gotthard offers decisive tax advantages:
- The 19% value added tax customary in Germany is completely waived on purchases and sales – a considerable price advantage that effectively secures you 19% more silver for your money.
- If you store your silver in this high-security vault, you can sell it back to Elementum Deutschland GmbH at any time – without any bureaucratic hassle and also without VAT, as the trade takes place within the duty-free warehouse. You will receive the funds via bank wire.
- VAT is only payable when you physically remove the stored silver – either by picking it up in person (after prior notification) or by having it shipped to your address.
More silver, more return
Thanks to duty-free storage, you receive 19% more physical silver when you buy. This additional amount also participates in the performance of the silver price if it rises – a leverage effect that significantly improves your return opportunities.
Secure your storage space now – free of charge and without obligation
Register now for a storage space in the St. Gotthard high-security vaulting facility and receive free access to:
- our General Terms and Conditions (GTC)
- current fee tables
- annual audit reports from the auditing company BDO AG
- transparent proof of use of funds
- family discount information
- the popular children’s program “Schatz4Kids” (“Treasure4Kids”)
- as well as numerous other documents and information on storage, purchase, and resale, as well as the ratio “switching” strategy.
Register now: https://silberbar.elementum.de/
Tip for discounted entry: Enter the promotional code “50” (“Aktionscode“) and the “Vermittler” number 1000166 when registering to receive a 50% discount on the storage space setup fee.
Important: Registration is non-binding and does not commit you to anything – but it is your first step towards an independent and crisis-proof precious metal investment.
Elementum is a second-generation, owner-managed family business. Trust, consistency, and long-term thinking are at the heart of our philosophy. The Board of Directors of Elementum International AG is composed of internationally renowned experts in the money and precious metals markets, including economists, analysts, university professors, and precious metals specialists. This in-depth expertise forms the backbone of our actions—for your security, your assets, and your future.
About the Author
Stephan Bogner
CEO of Elementum International AG
Stephan Bogner, who holds a degree in business administration, studied economics at ISM Dortmund (Germany) and wrote the university’s first thesis on precious metals as a hedge against inflation. After studying in the UK and Australia and gaining professional experience in Dubai, he took over as CEO of Elementum International AG in Switzerland in 2012. His expertise in precious metals has had a significant impact on the company’s development.
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Disclaimer: This article does not constitute a recommendation to buy or sell. Elementum International AG is a Swiss company that specializes exclusively in the storage of physical precious metals in a high-security vault facility located in the St. Gotthard mountain massif in Central Switzerland. The Board of Directors and Executive Management of Elementum International AG have been selected solely based on their professional expertise and long-standing experience in precious metals markets. As these individuals may also be professionally active outside their roles at Elementum International AG, the company has no influence over their external activities and respects their right to freedom of expression. Therefore, the views expressed by persons working with or for Elementum do not necessarily reflect the opinion of Elementum International AG. Investments in precious metals are subject to risks, including those specific to the structure of this market. Please read our full risk disclosures and consult a licensed financial advisor before making any investment decisions. Neither the author, Elementum International AG, nor Elementum Deutschland GmbH assume any liability for actions taken based on the information provided. Past performance is not indicative of future results.
